General Liability Insurance

 

When small- to mid-sized business owners come to us for insurance, their number one request is for property insurance, followed by business interruption, and then, lastly, commercial vehicle coverage. The tendency, understandably, is to think in terms of protecting tangible property.

 

No matter what kind of business you operate, your risks extend beyond your physical property. Facing a lawsuit without the benefit of liability insurance protection can be costly to businesses of any size and potentially ruinous to a small business owner or an independent contractor. Gaps in your coverage may put your entire business at risk if something goes wrong.

 

General liability insurance is sometimes also called commercial general liability (CGL) or, in days gone by, “comprehensive insurance.” General liability is a cornerstone coverage that protects you from a variety of troublesome events: an injury to one of your customers while on your premises; property damage related to a product or service that you provided; damage related to your advertising; or a charge of libel, slander, or copyright infringement.

 

If you are a business owner operating here in Saskatoon or in the surrounding area, we’d like to talk to you about general liability insurance. No matter what size or industry – a single person consultancy to a larger enterprise with dozens of employees – general liability insurance is an important coverage.

 

Our friendly brokers at AGI Insurance cut to the chase and recommend affordable coverage to protect you and your business. There’s no jargon, no pressure, no rush. We take the time to learn your needs and present the options that will be right for you. We understand that business insurance coverage decisions are an exercise in balancing risk versus cost. We give you what you need to make an informed decision and we respect the decisions that you make.

 

Every industry and business type has different exposures. We’d be happy to talk with you about a variety of other liability coverages that might be right for you, depending on the nature and scope of your business. Some examples include:

  • Professional Liability Insurance
  • Directors & Officers Liability Insurance
  • Cyber Liability Insurance
  • Malpractice

Did You Know

Although general liability insurance isn’t required by law, it may be required in certain circumstances, such as when obtaining a professional license, in a business rental lease, or as a prerequisite to do business with another firm.

Do you belong here?

Yes, if you want a plain-speaking, knowledgeable, independent broker who takes the time to listen and understand your needs. AGI Insurance has the expertise to know your business exposures. We’ll be there for you when you need us most!

Get a quote today

5 Questions

Free Insurance Assesment

We’ll be assess your current business coverage and assess any gaps that put you at risk. Give us a call today!

Professional Liability

Human error or allegations of negligence can trigger lawsuits. Call us to learn how to protect your association from costly lawsuits with professional liability insurance.