When small- to mid-sized business owners come to us for insurance, their number one request is for property insurance, followed by business interruption, and then, lastly, commercial vehicle coverage. The tendency, understandably, is to think in terms of protecting tangible property.
No matter what kind of business you operate, your risks extend beyond your physical property. Facing a lawsuit without the benefit of liability insurance protection can be costly to businesses of any size and potentially ruinous to a small business owner or an independent contractor. Gaps in your coverage may put your entire business at risk if something goes wrong.
General liability insurance is sometimes also called commercial general liability (CGL) or, in days gone by, “comprehensive insurance.” General liability is a cornerstone coverage that protects you from a variety of troublesome events: an injury to one of your customers while on your premises; property damage related to a product or service that you provided; damage related to your advertising; or a charge of libel, slander, or copyright infringement.
If you are a business owner operating here in Saskatoon or in the surrounding area, we’d like to talk to you about general liability insurance. No matter what size or industry – a single person consultancy to a larger enterprise with dozens of employees – general liability insurance is an important coverage.
Our friendly brokers at AGI Insurance cut to the chase and recommend affordable coverage to protect you and your business. There’s no jargon, no pressure, no rush. We take the time to learn your needs and present the options that will be right for you. We understand that business insurance coverage decisions are an exercise in balancing risk versus cost. We give you what you need to make an informed decision and we respect the decisions that you make.