Saskatoon Home Insurance
William Shakespeare said that “people usually are the happiest at home” and we’d agree. Whether you own, rent, or have a traveling shelter on wheels, there’s no place in the world quite like your home. Whatever home style you live in, if it’s important to you, we can help you protect it.
If you own a home, it’s likely to be the single greatest investment you make in your lifetime. While there’s no law mandating home insurance to protect that investment, most of us see the wisdom in limiting our financial risk through insurance. And if we have a mortgage, the bank generally requires insurance coverage. A typical policy covers your dwelling, its contents, and other structures on your property, such as a garage. It offers liability coverage in case someone is injured on your property. But some things that you might think are covered require an additional policy, such as flood damage or high-value items and collections, like jewelry or antiques.
Condo Insurance and Rental Insurance are both a little different, but they share a common myth. Many people think that a Condo Association’s Master Policy or a landlord’s insurance will cover you, but these policies only cover the buildings. For your condo, you would need to cover inside fixtures and your condo’s contents; for a rental, you’d need to cover your possessions.
You may have other home arrangements, such as a vacation cottage by the lake, a mobile home, or an RV you’re taking on the road for your retirement. We’d be happy to talk to you about the right protection for your needs.
Home insurance and related coverage can be complex but we’re more than happy to talk you through the many options, such as the impact of deductibles, whether higher liability limits are good for your unique situation, the pros and cons of replacement coverage versus cash value, and the insurance implications of listing all or part of your home as a rental on Airbnb.
We partner with Saskatchewan’s best insurance companies, so we can source the coverage that’s right for your unique situation. We invite you to drop by our conveniently located office to meet us and to learn why more than 50,000 of your neighbours put their trust in us every year.